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TERMS AND CONDITIONS OF USE

Introduction:
Welcome to Spiritual-Growth-Lounge.com. Please carefully review the following Terms and Conditions of Use ("Terms of Use") which sets forth legally binding terms for your use of this Web site.

Acceptance of Terms of Use:
These Terms of Use constitute the agreement between Consumer Inspirations, Inc. ("CIINC") and you as a user who accesses or establishes a connection ("user", "you", or "your") to the World Wide Web site known as Spiritual-Growth-Lounge.com ("Site"), which is owned and operated by CIINC. By accessing, browsing, or using this Site, you acknowledge that you have read, understand, and agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, do not access, browse, or use the Site.

Changes to Terms of Use:
CIINC reserves the right, at its sole discretion, to change, modify, add, or remove portions of these Terms of Use at any time. It is your responsibility to check these Terms of Use periodically for revisions. Your continued use of the Site following the posting of changes will mean that you accept and agree to the revisions.

Intellectual Property Rights:
All content on the Site, including without limitation, the text, graphics, illustrations, photographs, sounds, music, artwork, user interfaces, visual interfaces, and computer code (collectively, "Content"), and the trademarks, service marks, and logos contained therein ("Marks"), are owned, controlled and/or licensed by CIINC, and are protected by copyright, patent and trademark laws, and various other intellectual property rights under United States and foreign laws, and international conventions.

Except as stated in these Terms of Use, the Content of the Site is provided to you AS IS for your information and personal use only and may not be used, reproduced, modified, copied, distributed, published, transmitted, displayed, broadcast, sold, or licensed in any form or by any means, including, but not limited to, photocopying, mechanical, electronic, recording, or otherwise, without the prior written consent of the respective owners. Permission is granted to copy, print, and download Content from the Site for personal, non-commercial use only, provided you do not modify the Content, and that you retain all copyright and other proprietary notices contained in the Content.

CIINC obtains a portion of its Content, such as particular quotations and stories, from the public domain, or by adhering to fair use permitted under existing laws. To avoid copyright infringements (and potential law suits), where applicable, you must obtain consent from the authors you will be quoting before placing their quotations in your presentations, newsletters, articles, or books.

As part of our business, CIINC may display advertisements and product listings from a variety of companies. CIINC is not in a position to arbitrate disputes between the owners of intellectual property rights and companies who advertise or list their products on our Site.

CIINC's policy is to comply with all intellectual property laws and to promptly investigate any allegations of copyright infringement brought to its attention. If you have evidence, know, or have a good faith belief that your rights or the rights of a third party have been violated and you want CIINC to remove or edit the Content in question, you must provide CIINC with all of the following information:
  1. A physical or electronic signature of the person authorized to act on behalf of the owner of the copyright that has allegedly been infringed
  2. A description or identification of the copyrighted work claimed to have been infringed
  3. A description or identification of where on the Site is found the Content that is claimed to be the cause of the infringement
  4. Information reasonably sufficient to allow CIINC to contact you, including an address, telephone number, and email address
  5. A statement that you have a good-faith belief that the use is not authorized by the copyright owner, its agent, or the law
  6. A statement by you, made under penalty of perjury, that the information in your notification is accurate, and that you are the copyright owner, or are authorized to act on the owner's behalf
For this notification to be effective, you must provide the information to CIINC by using the Site's Contact Us form.

Links to Third-Party Web Sites, Products, and Services:
This Site contains links to other Web sites owned by third parties. Your use of third-party Web sites is subject to the conditions, if any, which they have posted. Third-party Web sites may have a privacy policy different from this Site.

CIINC has no control over, and no liability for any third-party Web sites or material. CIINC works with a number of partners and affiliates whose Web sites may be linked with this Site. In addition, there may be third-party Web sites which have not been reviewed by us. Because CIINC has no control over the content and performance of third-party Web sites, CIINC makes no guarantees about the accuracy, currency, content, or quality of the information provided by such third-party Web sites. Furthermore, CIINC assumes no responsibility for unintended, objectionable, inaccurate, misleading, or unlawful content that may reside on those Web sites.

CIINC does not sell, resell, or license any of the products or services that it discusses, reviews, lists, or advertises on the Site, and disclaims any responsibility or liability related to them. Your correspondence or related activities with third parties, including transactions of payment and transactions of goods-delivery, are solely between you and that third party. You agree that CIINC will not be responsible or liable for any loss or damage of any sort incurred as the result of any of your transactions with third parties. Any claims, complaints, or questions related to any third-party product or service should be directed to the appropriate vendor.

Privacy Policy:
All of the information CIINC collects from you is subject to our Privacy Policy. Please follow this link to review our full Privacy Policy.

Children Under Thirteen:
CIINC does not intentionally target or direct its services at children under the age of thirteen (13), and does not knowingly collect or maintain personal information from children under the age of thirteen (13). For more information on CIINC's commitment to the privacy and protection of children, please reference our Privacy Policy.

Disclosure of Personal Information:
You acknowledge, consent, and agree that CIINC may access, preserve, and disclose any of your personal information or submissions if required to do so by law, or in a good faith belief that such access, preservation, or disclosure is reasonably necessary to enforce the Site's Terms of Use, respond to your customer service requests, comply with legal process, respond to third-party claims indicating that provided Content violates their rights, or protect the rights, property, or personal safety of CIINC, its users, and the public.

User Feedback, Comments, and Other Submissions:
Within the Site there are opportunities where you are able to participate by providing user feedback, comments, suggestions, ideas, or other submissions (collectively, "Comments") to CIINC. By providing a Comment, you grant CIINC a worldwide, royalty-free, irrevocable, perpetual, and non-exclusive right and license to use, modify, adapt, reproduce, translate, publish, distribute and sublicense any such material or information (in whole or in part) and/or to incorporate it in other works regardless of form, media, or technology. You warrant and represent that you own or otherwise control all rights to your Comment, including without limitation all the rights necessary for the submission of it to the Site.

Disclaimer of Warranty:
YOU AGREE THAT THE USE OF THE SITE IS AT YOUR SOLE RISK, AND YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE. NEITHER CIINC, NOR ANY OF ITS AFFILIATES, EMPLOYEES, LICENSORS, AGENTS, OR THIRD-PARTY CONTENT PROVIDERS WARRANT THAT THE SITE WILL BE ERROR FREE OR UNINTERUPTED. NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, OR AS TO THE ACCURACY, CURRENTNESS, RELIABILITY, COMPLETENESS, OR CONTENTS OF ANY CONTENT, INFORMATION, MATERIAL, POSTINGS, OR POSTING RESPONSES FOUND ON THE SITE, ANY MERCHANDISE OR SERVICES PROVIDED THROUGH THE SITE, ANY LINKS TO OTHER SITES MADE AVAILABLE ON THE SITE, OR ANY LOSS OR DAMAGE OF ANY KIND, INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE, OR INCURRED FROM ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY.

CIINC IS PROVIDING THE SITE AND ITS CONTENTS ON AN “AS IS” BASIS AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OR CONDITIONS OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

YOU AGREE THAT THE USE OF LINKED THIRD-PARTY SITES IS AT YOUR SOLE RISK, AND YOU ASSUME FULL RESPONSIBILITY FOR YOUR USE OF THOSE SITES. CIINC DOES NOT WARRANT, GUARANTEE, ENDORSE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE OR ANY HYPERLINKED WEB SITE FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND CIINC WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THE THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD EXERCISE YOUR BEST JUDGMENT AND USE CAUTION WHERE APPROPRIATE.

Limitation of Liability:
UNDER NO CIRCUMSTANCES SHALL CIINC, OR ANY OF ITS AFFILIATES, EMPLOYEES, LICENSORS, AGENTS, OR THIRD-PARTY CONTENT PROVIDERS, AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS, BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES THAT RESULT FROM ANY MISTAKES, ERRORS, OR INACCURACIES OF CONTENT, THE INABILITY TO USE ANY CONTENT, INFORMATION, MATERIAL, POSTINGS, OR POSTING RESPONSES FOUND ON THE SITE, OR THE SITE ITSELF, ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, OR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

YOU SPECIFICALLY ACKNOWLEDGE THAT CIINC AND ANY OF ITS AFFILIATES, EMPLOYEES, LICENSORS, AGENTS, OR THIRD-PARTY CONTENT PROVIDERS, AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS, ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY AND THAT THE RISK OF DAMAGE OR HARM FROM THE FOREGOING RESTS ENTIRELY WITH YOU.

Indemnity:
You agree to indemnify, defend, and hold harmless CIINC, its affiliates, employees, licensors, agents, or third-party content providers, and their respective directors, officers, employees, and agents, from and against any and all claims, liability, losses, expenses and costs, including attorneys' fees and legal fees and costs, arising out of your use of the Site, your breach of any provisions of these Terms of Use, or your violation of any third-party right, including without limitation any copyright, property, or privacy right, or any claim that one of your submissions caused damage to a third party, person or entity. CIINC reserves the right, in its sole discretion and at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate as fully as reasonably required in the defense of any claim.

Governing Law and Resolution of Disputes:
The Terms of Use, which is the agreement between you and CIINC, as well as the relationship between you and CIINC, shall be governed by the laws of the United States of America, and the State of California without regard to its conflicts of laws provisions.

CIINC may choose to resolve any controversy, claim or dispute arising out of or relating to these Terms of Use, or the Site, by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. The arbitration shall be conducted by a single arbitrator in the city of Los Angeles, California. No claims of any other parties may be joined or otherwise combined in the arbitration proceeding.

In any and all actions, controversies, claims, or disputes, should arbitration not be elected by CIINC, or should the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and CIINC, you and CIINC agree to submit to the personal and exclusive jurisdiction, and venue, of the state and federal courts located within the county of Los Angeles, California, waiving all defenses of lack of personal jurisdiction and forum non conveniens (forum or location which is not convenient).

If any provision of the Terms of Use is found by a court of competent jurisdiction to be invalid, you, CIINC, and the court shall make every possible effort to give effect to the intent reflected in that provision, and the remaining Terms of Use provisions shall retain their full force and effect.

The failure of CIINC to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision.

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of, or related to, use of the Site, or of the Terms of Use, must be filed within one (1) year after such claim or cause of action arose, or be forever barred.

Terms of Use Headings:
The Terms of Use headings are only for convenience of reference and have no legal or contractual effect. No construction or inference shall be derived from them.






 
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